Rick Painter - Omaha, NE Daily Money Manager
Services Learn more how I can serve you
Establish auto-pay and direct deposit
Prepare Checks and Make Deposits
Debt Reduction
Create a Billing Calendar
Coordinate with trusted advisors
Review and Pay Bills
Money Management Made Easy
A Daily Money Manager (DMM) is a financial professional who provides personal financial services to individuals and families, and who manages personal daily money matters such as bills, budgets, and record keeping and much more.
Rick Painter is a money manager in Omaha, Nebraska offering a comprehensive suite of financial and personal management services designed to bring peace of mind and financial stability to his clients. He handles the nitty-gritty tasks, starting with opening and sorting mail, then determining and executing the appropriate next steps. He excels at simplifying your life by de-cluttering and creating or updating filing systems, ensuring you keep only what’s essential and shredding or discarding what’s unnecessary, always with the guidance of your attorney or CPA.
In his commitment to impeccable financial stewardship, he meticulously reviews and pays bills, scrutinizing for any unclear or incorrect billing and fees, and establishing auto-pay and direct deposit arrangements where they make sense. He keeps your financial records in check by balancing your checkbook, preparing checks for signing, and efficiently managing deposits. His bill-paying calendar and comprehensive lists make it easy for you to stay organized, with all the information and contact details you need at your fingertips.
Debt reduction is a priority for him, and he works closely with you and your trusted advisors to create a customized plan. If you ever need support during visits to your family, attorney, or CPA, he’s there to take notes and ask pertinent questions on your behalf.
Your financial well-being is his paramount concern, so we help you locate and organize vital documents, ensuring all your household, financial, and legal information is accessible. His services extend beyond finances – he even keeps an eye on home maintenance needs, liaising with service providers and monitoring their activity and invoices to maintain the value of your investments.
Moreover, he’s dedicated to improving your quality of life and encouraging independence. If necessary, he will refer you to additional services that enhance your overall well-being. His vigilant approach ensures he spots and prevents potential problems before they escalate, offering you the peace of mind you deserve.
Don’t Wait. Get Started Today!
Contact us Today First Time Free Consultation
Refer clients to additional services
Balance
Checkbook
De-clutter & update filing systems
Organize important documents
Who Should Consider Hiring a Daily Money Manager?
People who struggle with managing their budget and paying their bills
People who pay bank overdraft fees or late fees
Parents who are busy raising their children
Single parents who are too busy to manage their finances
Successful business professionals whose personal lives are in turmoil
Business professionals who travel more than half of their work time
Recently widowed or divorced individuals
People who need their credit repaired
Recent college graduates and young professionals
People who make adequate income but run out of money before the end of the month
People who recently went through a bankruptcy
Elderly or retired individuals on a strict, fixed budget
Guardians or family members of any of the above listed categories
About Rick Painter
In 2019 my wife and I were in $48,000 worth of debt. We were stressed, frustrated, scared, and didn’t know what to do. As we wrote down everything we owed, we began to create a plan for us to pay off all debt in 2 years. Through our plan, and working together creating a system, we paid off $48,000 in 14 months.
Most of us have never been taught how to use money, or how to create a spending plan. My heart is to listen to people, see where they are struggling, and create an individualized plan that works for your situation. There is no shame in your situation or guilt, we all struggle and sometimes we need someone to help guide us. I would love to sit shoulder to shoulder with you and show you how you can achieve your financial goals and live the life you have always dreamed. You don’t need to stay awake at night any longer worrying about your finances. Reach out to me so we can create a plan for you to enjoy financial freedom.
Financial Coaching
Are you frustrated with money? Do you make too much money to be this broke at the end of the month? Do you want better communication with your significant other, and improved health?
As a financial coach, I will help create a plan that works for you. I will also create a process for you to become debt free within 2-3 years or less for most clients. We will work together to get your 3-6 month emergency fund so you don’t go back into debt again if this is your goal. Through our time together, I will walk with you through the process to encourage you, and hold you accountable when needed. Once you take control of your finances, you will begin to see improved communication in your relationships, and improved sleep. What would your life look like if you had no debt payments and you knew where all of your money was going? What if when you got paid you were excited because you were able to choose where your money was going? I can help you get to this point of financial freedom.
There is a lot of shame when it comes to finances because we have never been taught how to manage our money. Let’s take the shame out of finances, and create a plan that gives you financial freedom.
Debt Reduction
Do you stay awake at night stressing about how you will pay your bills? Is there too much month and not enough money? We will help create a plan to get you out of debt in 12-24 months for most people. What would life be like if you had no payments in the world, and all your money was coming to you instead of making banks, and car companies rich? Let’s change this, and start working to help you build wealth and live a life of financial freedom.
Budgeting
Rick will help guide you to develop practical budgeting strategies that fit your unique needs, helping you to reach your financial goals. Whether you’re trying to saver for vacation, pay off debt, create an emergency fund, Painting Your Financial Future will simplify the budgeting process for you. Take control of your money as you work towards financial freedom.
E-mail me, or call for free consultation
Send me a Message
Frequently Asked Questions
-
A Daily Money Manager is a person who helps to organize your money by paying your bills through your accounts, setting up automatic payments, sorts and organizes your bills and mail. Create a household budget for your money life.
-
No. I work alongside CPA’s, attorneys, and advisors to get you the proper resources.
-
Financial Coaching is for someone who wants to learn how to budget, and get out of debt. A Daily Money Manager organizes your money for you instead of you learning to budget and paying off debt. They set up your household budget, reconcile your checking account, organize mail and bills. If you want to learn to budget and pay off debt, you want financial coaching. If you don’t want to worry about your bills or want someone you trust to take care of all your bills you want a Daily Money Manager.
-
AADM is American Association of Daily Money Managers which is a national organization which does background checks on members and provides resources to its members.
-
Seniors, Busy Professionals, Single Parents, Widows, or anyone who wants help organizing their money and wants someone they can trust to make sure their bills are paid and money is organized.
-
Yes, Daily Money Management is a perfect fit for aging parents to manage their bills. Family members can set this up for them and agreements will be signed with each party.
-
Yes, a Daily Money Manager is a great fit for someone to help organize money after a divorce.
-
Yes, financial coaching will teach you how to budget, to stop living paycheck to paycheck, and will create a personalized debt pay off plan.
-
Not my specialty but we can work together on ways to improve your credit.
-
Yes, many couples are referred to me by therapists because they are arguing about money.
-
Yes, I can handle your bills virtually while you are gone.
-
For Financial Coaching we collect the previous three months of expenditures to get a baseline budget of what is being spent. We create a budget for the next month and the clients begin to put in all expenses on a spreadsheet that is shared. There is a weekly check in, encouragement, and review to make sure the goals the client sets are matching what they are spending. This is usually a three month process and no contracts. I also create a personalized debt pay off plan for them. For the Daily Money Manager service I provide them a budget based on their checking and debit accounts. I pay all of their bills throughout the month, calling or texting before each bill to make sure they are in agreement to pay the bill. I sort their mail, organize their medical bills, and provide a debt pay off plan if they would like.
-
Debt reduction will take at least 12-24 months. I create a plan for clients to utilize and when they feel comfortable they begin doing the plan on their own.
-
Yes, I help organize paperwork and important documents before a crisis or estate situation. All paperwork will be sorted and organized in file boxes for easy access.
-
Yes, I will attend appointments with your attorney and CPA, but I do not provide any legal or tax advice.
-
I work in person and virtually
-
At the free consultation discuss what you are looking to do with your money. Do you want financial coaching, or a Daily Money Manager? During this meeting you tell me what your goals are and we see if my services are a match for what you are looking for.
-
Financial Coaching – I don’t have access to any of your accounts. My goal is to teach you how to budget and provide you with a personalized debt pay off plan.
Daily Money Manager services – I will need to access all of your accounts. You will sign the checks.
-
To protect your privacy I use Password Managers, and Mutli-Factor Authentication.
-
I am not bonded and insured, but have passed a background check with the American Association of Daily Money Managers.
-
You will still retain access to all of your accounts, and are advised to review them regularly. Trusted family members who have signed the agreement will be provided monthly with the financial information monthly or more regularly if they chose.
-
My Daily Money Manager fee is $80/hour with a minimum of 5 hours each month for $400. Financial Coaching is $200/month
-
There is no minimum or contracted time frame. Most people using Financial Coaching Services utilize me for about three months.
-
Areas I serve are Omaha, Elkhorn, Ralston, LaVista, Papillon, Council Bluffs, Plattsmouth, Bellevue, Springfield, and virtually.
-
Schedule through the “Book Appointment” tab on top of my website. Text/Call 402-212-9863, or email RickPainterFLC@gmail.com.
-
Rick Painter has been a school counselor for over 20 years and enjoys helping people. He and his wife found themselves in $48,000 of debt and paid this off. Rick believes if he and his wife could do this, anyone can do this if they have a plan. Rick is compassionate, and helps to take the shame and guilt out of how we feel about money. Rick has helped numerous people create plans including dentists, pharmacists, physical therapists, divorcees, young couples, and anyone else who is looking to stop living paycheck to paycheck and begin to organize their money.
-
This is not a faith-based service.